With 24 Pera, customers can get a personal loan within 10 minutes. That is fantastic! In some cases, this speed can save someone’s life. Being sure in your microfinance company, means to be a client of 24 Pera.
- Amount of online loan to 100 000 PHP
- Any credit history is accepted
- Loan terms from 61 day to 365 days
- Notification with the result of application evaluation comes by SMS in 3 minutes, get your cash loan in an hour
- 24 Pera works 24/7 without exceptions on holidays
- Getting an emergency loan is possible wherever in the Philippines, only having internet connection is a must
- Use of the 24 Pera is absolutely safe and secure
Who can apply?
- Age 18 years old and over
- Filipino citizen with a valid government-issued ID
The first time loan can reach 100,000 pesos. It is given at a rate of 0% in case of timely repayment;
Interest rates are different depending on loans, their types, conditions, amount and terms. The interest is from 30 to 360% per annum. Interest rate on consumer loans and credit cards – from 17 to 31% per annum.
If the loan is not repaid in time, the penalty imposed amount 0.10% of the delay amount per day, but it can not exceed 10% of the loan amount.
Prolongation of the loan terms is possible in case of timely reporting to the lender (in advance of the loan repayment due). Besides, borrower needs to pay interest for the initial loan term. No other commissions for extending the loan are applicable.