Asteria Lending is a legal Filipino online lending company, which specializes its activity in online loan providing. The company is based in Makati. Most popular loan products – salary loan and personal loan. Learn how to borrow money from Asteria by reading this article or visiting its official website.
How does it work?
To become a client of Asteria Lending Inc. visit their site and register by clicking on APPLY NOW button.
In the application form, submit the requested fields.
Don’t forget to attach the necessary documents.
Only after finishing the registration process and submitting all the required documents, you will get the opportunity to apply for a personal loan.
You will receive the notification from Asteria about loan approval and repayment instructions after the verification process is over. In your cabinet, you can follow the process.
Repayment of the loans is carried out by Dragon Pay system.
What are the requirements to the borrower?
Basic requirements are pretty standard for the sphere of lending :
Fully and correctly filled out application form
One government-issued ID (UMID, New TIN ID, New PhilHealth ID, or Drivers License)
Two (2) months latest pay slips
Proof of Billing
Bank account under applicant’s name where the loan will be transferred
Salary loan from Astetia Lending
Possible emergency loan amount – from 2000 to 20000 PHP (up to 10000 for the first-time borrowers). Interest rate – 0,8% per day. 2,3,4 terms are available. Minimum repayment term – 61 days, maximum – 3 months. The main difference from a personal loan – shorter term of repayment. With a Salary loan, a customer does not need to worry whether he will have enough money to make the minimum monthly payment while expecting the check.
Who is eligible? Salary loan is for any salaried, self-employed or professional Filipino resident.
What are the requirements? ID (UMID, New PhilHealth ID, New TIN ID, and Driver License), Minimum Net Income per Month – Rs 15,000, Credit Rating is a must (borrower should have the bank specified credit score).
Personal loans from Astetia Lending
Personal loans are the best solution for borrowers in various cases: from accidents and need of urgent money to happy holidays and fun events, because you can get you cash loan in an hour. It is just not possible to plan everything in advance. No hidden fees are applied, all payments are specified in the contract. Borrower’s minimal income per months must be equal at least 15 000 PHP.
Asteria lending provides personal loans for 3 term periods: 8 weeks (61 days), 10 weeks and 12 weeks (2 months):
8 weeks loan needs to be repaid in four equal parts, paid on every 15th day.
10 weeks loan is paid off in five equal installments. Starting on the 15th day after receiving money to your bank account.
12 weeks loan – in six equal parts, by the same repayment scheme.