Online Loans Pilipinas

Online Cash Loan with Online Loans Pilipinas

2 reviews

Cash Loans Terms in Online Loans Pilipinas

1000...20000 PHP
7...30 days
1 %
Application processing speed
1-2 days
Payout rate
24 hours
24 hours a day
Official employment
Age years
Get a Loan

Online Loans Pilipinas Company Data:

Number 1181
Financing Company Name Online Loans Pilipinas Financing Inc.
City/Municipality Pasig City
Province Rizal

Online Loans Pilipinas Reviews

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2 reviews
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Will recommend to my friends!
Really nice company to borrow money when you need it. The main problem, you have to wait for one day.
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Online Loans Pilipinas

Online Loans Pilipinas is a loan service for Philippine citizens. The company has international subsidiaries and controlled by Online Loans Pilipinas Corporation. There is no data about its registration number on the SEC website. Customers need to verify the company data on their own. Nevertheless, the service is quite popular, as it provides online loans without the need for paperwork or visits to the company’s office.

You can do all the necessary actions through a smartphone, tablet, or personal computer. Service approves more than 92% of applications for lending. The company does not have its mobile app, but the website adapted for smartphones and tablets. Online Loans Pilipinas is positioning itself as a completely remote service with fast processing of requests and the absence of collateral obligations. The company works with residents of the Philippines and provides loans for 48 hours.

Requirements for obtaining credit in Online Loans Pilipinas

It is simple to get an online emergency loan in this company, but only if you meet all the stated requirements of the company. Online Loans Pilipinas has a list of conditions, respecting which you have high chances of online lending. If at least one of the points does not match, then you will be denied a loan. Here is a detailed list of requirements:

  • You must be at the age of 22-60 years old;
  • Currently employed;
  • Steady income;
  • Valid home address in the Philippines;
  • You must have a valid ID;
  • Philippines residents only with debit/credit cards.

Citizens of another state and people without formal employment cannot qualify for online credit. Also, employees of the company pay attention to the stability of citizen income — this initiative aimed at minimizing risk and eliminating potential debtors. Since the service provides online lending services, potential clients will have to use a PC or a mobile gadget for registering an account and filling out an application. It’s no paperwork or queuing in the offices — all processes designed for online loans on a simplified procedure. Now the client can stay at home and receive any service.

Loan amount, interest rate and fees in Online Loans Pilipinas

Online Loans Pilipinas has a wide range of loans. You can take from 2,000 to 20,000 pesos for a period of 7 to 30 days. Newbies are limited to a maximum amount of 7,000 pesos. All subsequent loans will not have such restrictions. The interest rate is 1% per day of the loan amount. The online calculator allows you to choose the most comfortable loan period. Application processing and payment of the amount to the user also includes a small commission of 1.5% of the loan amount.

A personal cash loan delay threatens you with a one-time payment of a penalty for 700 pesos and 1% per day on the amount of the debt. You can negotiate with the phone managers about if you have changed plans. Since the interest rate is quite severe, you should analyze in advance the financial possibilities, and avoid jumbo loans without the possibility of timely repayment. Users will need to use DragonPay service to pay off debt.

How to get Online Loans Pilipinas credit?

To obtain an online cash loan in an hour, you need to use an online calculator on the company’s website. Select the required amount of money and crediting period. Next, you need to fill out a short form with data about you (first name, last name & middle initial). You must also specify your mobile phone number. It will take no more than 5 minutes to complete an online form with data. The main thing is to follow all the prompts and specify only reliable information.

You have to upload to the site a photo of your ID, a picture with the registered address, and a selfie with your passport — the phone number confirmed by SMS message — all collected data sent to company employees. Experts analyze your application and decide on granting a loan. If the loan is approved, then a company specialist will contact you to draw up an agreement. Money arrives in your bank account within 24 hours. Payment to a debit card occurs in the range from 24 to 48 hours.

Online Loans Pilipinas: Pros and Cons

Users of Online Loans Pilipinas can count on online service without offices and branches, providing an opportunity to get a loan online. The simplified application procedure allows you to avoid unnecessary paperwork. Just fill out the online form and wait for the division manager. Creating an account takes 5 minutes. Another 15-20 minutes will require for the analysis and verification of your data. More than 92% of clients receive credit approval, which is hugely positive statistics.

The service has a 1% commission for each day of using the loan. This fact can be attributed to the positive since competitors have a rate of 2-3%. You can apply for a loan using a smartphone or tablet. You can also use a personal computer. Now there is no need to visit the offices of the company and stand in line. Customer verification is fast, allowing you to process multiple requests per day. Just upload all files online.

An extra 700 pesos fee and 1% commission every day for late payments is a lot. You should carefully plan your refund plan in case of an emergency. Perhaps you should choose a smaller amount or a short term loan. There is no company license information on the Securities and Exchange Commission (SEC) website, so you need to be careful about all financial transactions. Make a contract only if you are confident in your financial capabilities and the integrity of the company.


You can find the office of Online Loans Pilipinas at 197 Salcedo, Legaspi Village, Makati, 1229 Kalakhang Maynila, seven floor. The company has an online tech support chat, where you can ask all your questions. Managers respond after 5-10 minutes. More detailed questions can ask by phone. Call (02) 405 5171. It is a round-the-clock telephone, and managers can place a request even late at night. The email address is available for communication with company representatives. The average response can obtain in 20-30 minutes.