Online Cash Loan with RoboCash PH

4.67
1 reviews
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Make a request on the site RoboCash PH, enter the promotional code and get the first loan at 0% per day.
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Cash Loans Terms in RoboCash PH

Amount
1000...25000 PHP
Term
5...90 days
Rate
2.18% %
Application processing speed
5 minutes
Payout rate
24 hours
Schedule
24 hours a day
Extension
Allowed
License
Exchange Commission No. 1150
Credit history
Allowed
Official employment
Necessarily
Age years
21-70
Get a Loan

RoboCash PH Company Data:

Number 1150
Financing Company Name ROBOCASH FINANCE CORP
City/Municipality Quezon City
Province NCR

RoboCash PH Reviews

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4.67
1 reviews
Delivery rate:
5
Transparency of conditions:
5
Quality of service:
4
4.7
Very easy to use service, received the amount in less than 24 hours. Thanks!
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Instant Online Loans

Robocash Online Loans

Robocash is an online lending company. It is licensed by Securities and Exchange Commission No. 1150 for lending activities in the Philippines. The service managed by Robocash Finance Corporation and specializes in short-term online loans. According to statistics, more than 96% of requests from users end in the successful provision of credit. The start page of the site contains an online calculator for users and necessary information about the company with detailed statistics. Loans are processed fast, and the money can receive on a bank card. The service has a mobile application with access to a personal account and profile settings. Users only need a smartphone or tablet for a loan. The design and usability of the site are designed to ensure that users do not experience discomfort and difficulties when applying for the first online loan. The mobile application is adapted to the diagonal of small screens and allows you to download the necessary data of the borrower quickly.

Requirements for Obtaining an Online Loan in Robocash

Credits are issued according to the standard conditions specified in the user agreement. The company provides money only to those who provide reliable information about themselves. Each potential client of the company must meet the following requirements:
  • You must be at the age of 21-70 years old:
  • Employed individuals or selected professionals only:
  • At least 3 months at the current workplace:
  • You must have a valid ID:
  • Philippines residents only.
Unemployed people or citizens without official earnings will not be able to get a loan online for their needs. It is an ultimatum to a company that filters out unreliable customers who are potential debtors. You also need to have a personal computer with Internet access, a smartphone, or tablet. The entire lending procedure is online, so there is no need to visit the credit organization personally.

Loan Amount, Interest Rate and Fees in Robocash

Robocash offers 10,000 pesos for a term of up to 90 days for beginners and 25,000 pesos for repeated borrowers only. The interest rate is 2.18% per day. Users can choose the loan term for comfortable repayment of the online loan. All amounts and interest rate can be calculated on the company's online calculator. The company practices a reduction in the interest rate in case of a considerable loan amount. Since the interest rate is high enough, users need to repay the loan promptly. Robocash has a default payment after the maturity date. A one-time overdue payment includes 1000 pesos for beginners and 800 pesos for regular customers, and it is a default fee for every user. If you stick to the loan terms, you will no longer have to pay additional interest and commissions. It should be careful and compare their financial capabilities with the maturity of the loan. The first 30 days of delay in a loan will cost you 5% of the unpaid amount per day. The next 30 days include a daily penalty of 4%. Delays in payment over 91 days are charged at a rate of 2% of the unpaid amount, up to the full loan repayment. In case of a long delay in payment, you will have to repay an amount that is significantly higher than the original loan.

How to Get an Online Loan in Robocash?

The loan processing procedure requires registration. Use the online calculator on the website or in a mobile application. You need to select the required loan amount, fill in the needed information about yourself, and click on the "Get Money" button. Confirmation of the action takes place in the format of SMS messages. By entering the required numbers, you automatically confirm your phone number. You can use branch pick or any Philippine bank debit/credit card. Every newcomer must go through the data verification procedure, so you must send an electronic copy of your ID and selfie with a personal ID. The data processing procedure takes 10-15 minutes, after which the insurance agent contacts the client to confirm the application and sign the contract. After signing all the necessary documents, the client automatically receives money into the bank account. It is essential to accurately indicate your data for the money transfer to take place on time and without additional verification of details.

Advantages and Disadvantages of Robocash

The company is positioning itself as a lending service without paperwork. The whole process of processing and issuing a loan occurs online. Customers can quickly create an account and verify their data in a couple of minutes. The general procedure of registration takes no more than 10-15 minutes. Money is credited to the account within 1-2 banking days. In some cases, the transfer may be faster or longer than the specified period. All officially employed citizens of the Philippines can count on the approval of the loan. According to statistics, about 96% of customers get paid. The company informs users about the interest rate and possible penalties for late payments. You also do not need to have a personal guarantor to get a loan online. The convenient application allows you to get a loan during a trip or a vacation quickly. The disadvantages include the absence of microcredit. The minimum term of registration of the contract is not less than seven days. The company also provides loans exclusively to citizens of the Philippines and does not serve unemployed borrowers. Robocash only has an Android app. IOS users will have to use the mobile version of the site or personal computer. Also worth noting is the high commission of 2.18% per day.

Contacts

The company has an office at Level 7 Cyberpark Tower, 60 General Aguinaldo Ave., Cubao, Quezon City. All private questions can be solved there or prepare an official letter. You can contact the company managers by phone (02) 876 8484 or write to E-mail support@robocash.ph. The support service will respond within 30 minutes after sending the email. The main website, robocash.ph is available 24/7, so you can use the online chat to communicate with the staff.