UnaPay allows users to buy today and pay later, thanks to the Lazada Wallet. Users can pay for their purchases for up to six months without making a down payment, and the interest rates are meager. People can only shop atLazada, but UnaPay will get integration with online and physical stores in the future, where even more purchases can be made.
UnaPay Philippines legal. Rest assured, the company is entirely legal. UnaPay Philippines is registered and certified by the SEC. UnaPay conducts its operations officially, and the firm’s mobile apps are compliant with the law.
How to Get an Online Loan from Unapay?
First, you need to apply with a completed loan application. UnaPay’s convenient system will show the available loan terms and amounts.
The user then has to wait for UnaPay Philippine to approve the loan, a process that takes no more than 5 minutes.
Is the loan approved? The user will receive a notification regarding the fact that the funds are here.
It is necessary to provide the company and the email address with the user’s phone number in the Lazada account and the website of UnaPay. You can now request a transfer of funds to your own Lazada wallet.
The UnaPay cash loan will appear on the Lazada wallet for up to one day.
Advantages and Disadvantages of Unapay
You can use UnaPay only in the following cases:
- Be a citizen of the Philippines;
- 18 years of age +;
- Exact email address with phone number.
The three documents that UnaPay requires for issuance of credit:
- Verified income;
- Verified accounts.
It is essential to know that you can use UnaPay without a bank account/credit card.
The interest rates of the company’s loans are, in different cases, 3-10 percent monthly (all depending on the user’s credit rating). Installment payments are made in 1-6 months, referring to the chosen loan terms.
The amount available can be 2000-50000 pesos. UnaPay doesn’t charge additional fees, nor are there any registration, processing, maintenance, or prepayment fees. The company has the right to charge penalties if the user is late with a payment.
UnaPay informs that users’ data are used in the loan process, and the transmission of this data takes place only through a secure channel. Unapay guarantees users’ data and non-disclosure of information to third parties, but the exception may be sanctions that contradict the law.
According to the company, its primary goal is to provide Filipinos with the best credit services. It turns out that customers get excellent support.
The UnaPay Philippines does not have a contact number and a hotline. Additionally, the company offers to keep in touch through email firstname.lastname@example.org. The company is open from 8:00 am to 5:30 pm local time. Working days are Monday-Saturday, Sunday off.
UnaPay Philippines address: the company’s office is located at Unit A Murphy Center, 205 Bonny Serrano Road, Socorro, Murphy, Quezon City. We should add that this is the company’s main office, which has no branches because all loans are issued only online.