Vidalia lending works for both borrowers and investors. You can invest money and earn some percent as a passive income. Or you can take money as an online loan for a certain period of time. Vidalia lending offers an adjusting system of managing finance to take care of your income and spending.
Loans offered by Vidalia lending
Satisfying the needs of different customers, Vidalia lending offers several loan types:
Personal loans are offered to solve all sorts of problems: from home renovations to paying off credit cards debt. Vidalia lending helps clients get easy, secure and quick emergency loans with lower rates with no prepayment penalty. To get the money, fulfill the application form online specifying information about yourself and how much you want to borrow. For credit evaluation, you need to confirm the information by the phone, provide documents, etc. After approval (in an hour or more), get your money in the branch office or receive money to your bank account. Repay the money in time.
Salary loans are designer for regular employees, who are suddenly short of money. It is usually used for paying sudden bills or purchasing something pricy. Interest Rate – 6% per month. Period – 2, 3, 6, 9, 12 months terms.
Eligibility
Filipino resident of 20 – 60 years old
At least ₱15,000.00 monthly net income for employed customers and ₱30,000 for self-employed
Proof of Billing address (water, electricity, landline)
Latest 2 months pay checks
Certificate of Employment with Compensation
Business loans are issued in the amount of ₱100,000 to ₱500,000 with no prepayment and penalty fees. The interest rates are permanent and never change during the term of the loan. The term of the loan is 2-12 months with fixed payments. If you need to buy professional equipment or hire more staff, if you want to grow your business and need investments, Vidalia landing will help for 4% per month. For the term of 2-12 months, your business can get 100000 – 500000 PHP. Processing fee – 5%.
Eligibility
Filipino citizen of 20 – 60 years old
Minimum Net Monthly Income of ₱50,000.00
Business must have been existing for at least 3 year
There must be an existing locally-issued credit card, active for at least 1 year and with a credit limit of at least ₱50,000.00
Business facility must have a landline or postpaid mobile number
Photocopy of Latest three (3) Months Bank Statement (under Business and/or Personal Account)
Latest ITR with Audited Financial Statement
Photocopy of DTI Permit / SEC Registration with GIS
Photocopy of Latest Business/Mayor’s Permit
3 Trade Reference or list of Suppliers/Clients
Photocopy of Latest Business/Mayor’s Permit
Utility Bill (under customer’s present home address)
Small business loans offers from 10000 PHP up to 100000 PHP for Filipinos. Processing fee and interest rate are both 5%. The term – from 2 to 12 months.
Eligibility
Citizen of the Philippines of 20 – 60 years old
Minimum Net Monthly Income – ₱20,000.00
Business must exist at least 2 years or 1 year practicing, if professional
